Finance Package

When it comes to funding your home improvement, we like to take the hassle out of borrowing for you. We looked around the financial market at a wide range of money lenders to find a package which would best suit our customers’ needs.

At your initial consultation, we can run over the details of the finance that may be available to you, and we can fill out all of the application paperwork on your behalf in the comfort of your own home. It couldn’t be simpler, and means your home improvement plans could be within reach much sooner than you thought.

Questions and Answers

How much interest would you have to pay?

A. Currently the amount of interest that you would pay is 0.78%  per month payable on a decreasing balance.

Q. What term is the loan?

A. The loan can be arranged for you over 36, 48, 60  or 120 months.

Q. Why 120 months?

A. The loan has been set up to be flexible. Other lenders set up short terms, which dictate to you how you pay and this can make borrowing more expensive monthly for you on larger purchase orders.

Q. How much can you borrow?

Loans are available from £1000 – £25,000+.

Q. What happens if you pay more money per month?

A. As soon as you pay more money into your account, it comes straight off the loan, reducing the term and the total amount of interest that you would have to pay. You are in control of the term and interest that you pay.

Q. How do you pay more money into my account?

A. You can either set up a standing order, in conjunction with your Direct Debit or request an additional payment book. You can either pay more monthly or in lump sums – the choice is yours.

Q. Is the loan secured?

A. No. The loan is not secured on your property; it is an unsecured loan.

Q. Would you be any better protected using this account over my bank?

A. Yes, under the Credit Consumer Act Section Connector, Lender Liability, our Partnered Finance company are directly linked to Realistic, providing you with a double indemnity in the unlikely event of unsatisfactory resolution of a warranty claim. This effectively gives you another guarantee; no other method of payment can give you this peace of mind.

Q. How easy is the loan to arrange?

A. We can work through the paperwork with you, in the comfort of your own home.

Q. How much deposit would you have to pay?

A. Because Realistic are guaranteed full payment on installation, we can arrange the loan with a minimum monthly repayment as a deposit. If you go to the bank, the deposit can be up to 25%.

Examples for illustration purposes only:

Looking to borrow £20,000
10 years – 120 months repayment is only £257.26 per month

Approximate accelerated repayment – increase your monthly payments to these figures and have the loan paid off in
5 years – 60 months £418.67 per month
3 years – 36 months £639.35 per month
2 years – 24 months £917.00 per month

Finance Package
Read all reviews

"Edwardian conservatory. " Great installation despite awful weather. We are thrilled with our product which has matched our expectations. We have already recommended Realistic to friends." 5 Star Service"

Mr & Mrs Robinson – Plymouth, Devon26th September, 2017

"Ultraframe LivinROOF...."We are delighted with our products and the way the new conservatory looks and feels, Completed within a good time scale despite some awful weather. Were are happy to recommend and would consider using Realistic again in the future"."

Mr & Mrs Truscott – St Austell, Cornwall4th August, 2017

"Ultraframe LivinROOF. Very happy with our installation, the installer was a super chap, very helpful working through the driving rain, we are delight with our products and so pleased we used a family company without sub-contractors, we have already recommended to our friends."

Mr & Mrs Gent – Winkleigh, Devon1st August, 2017

"Replacement Lean To roof & frames My room no longer feels like a Lean to, but more like an addition extension to my bungalow, happy to recommend and will certainly use them again."

Mr Goodban – Cullompton, Devon9th July, 2017

"Replacement Lean To style conservatory ..." Great rapport with the install team of Josh and Nathan, they worked really hard to make sure our installation went as smoothly as possible. We are very happy with the finish and the products ""

Mr & Mrs Bowden – Plymouth, Devon2nd June, 2017

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