Finance Package

When it comes to funding your home improvement, we like to take the hassle out of borrowing for you. We looked around the financial market at a wide range of money lenders to find a package which would best suit our customers’ needs.

At your initial consultation, we can run over the details of the finance that may be available to you, and we can fill out all of the application paperwork on your behalf in the comfort of your own home. It couldn’t be simpler, and means your home improvement plans could be within reach much sooner than you thought.

Questions and Answers

How much interest would you have to pay?

A. Currently the amount of interest that you would pay is 0.78%  per month payable on a decreasing balance.

Q. What term is the loan?

A. The loan can be arranged for you over 36, 48, 60  or 120 months.

Q. Why 120 months?

A. The loan has been set up to be flexible. Other lenders set up short terms, which dictate to you how you pay and this can make borrowing more expensive monthly for you on larger purchase orders.

Q. How much can you borrow?

Loans are available from £1000 – £25,000+.

Q. What happens if you pay more money per month?

A. As soon as you pay more money into your account, it comes straight off the loan, reducing the term and the total amount of interest that you would have to pay. You are in control of the term and interest that you pay.

Q. How do you pay more money into my account?

A. You can either set up a standing order, in conjunction with your Direct Debit or request an additional payment book. You can either pay more monthly or in lump sums – the choice is yours.

Q. Is the loan secured?

A. No. The loan is not secured on your property; it is an unsecured loan.

Q. Would you be any better protected using this account over my bank?

A. Yes, under the Credit Consumer Act Section Connector, Lender Liability, our Partnered Finance company are directly linked to Realistic, providing you with a double indemnity in the unlikely event of unsatisfactory resolution of a warranty claim. This effectively gives you another guarantee; no other method of payment can give you this peace of mind.

Q. How easy is the loan to arrange?

A. We can work through the paperwork with you, in the comfort of your own home.

Q. How much deposit would you have to pay?

A. Because Realistic are guaranteed full payment on installation, we can arrange the loan with a minimum monthly repayment as a deposit. If you go to the bank, the deposit can be up to 25%.

Examples for illustration purposes only:

Looking to borrow £20,000
10 years – 120 months repayment is only £257.26 per month

Approximate accelerated repayment – increase your monthly payments to these figures and have the loan paid off in
5 years – 60 months £418.67 per month
3 years – 36 months £639.35 per month
2 years – 24 months £917.00 per month

Finance Package
Read all reviews

"Replacement Lean To style conservatory ..." Great rapport with the install team of Josh and Nathan, they worked really hard to make sure our installation went as smoothly as possible. We are very happy with the finish and the products ""

Mr & Mrs Bowden – Plymouth, Devon2nd June, 2017

"UltraRoof 380. "I found all staff to be very professional and a credit to the company. I absolutely love the finish project and would not hesitate in recommending or using Realistic again." 5 Star Service"

Mr McMinn – Plymouth, Devon6th May, 2017

"20 Replacement windows & 4 doors A thoroughly great install, Our fitter Dan was excellent & although we weren't home much, his work was great, very clean & tidy. The products are perfect & we are delighted with the final finish. Realistic were really easy to communicate with & we wouldn't hesitate in using them again should the need arise."

Mr & Mrs Crews & Pearson – Callington, Cornwall1st May, 2017

"Replacement P Shaped conservatory. "The end finish more than matched our expectations and we would certainly use Realistic again should the need arise" ."

Mr & Mrs Mannion – Gunnislake, Cornwall17th March, 2017

"Ultraframe LivinROOF, window & stable door...."Absolutely delighted with the products, Our conservatory is now so quiet considering our location and the elements. I have great faith in Realistic and will be returning to them again in the future"."

Mr & Mrs Chisholm – Crafthole, Cornwall3rd March, 2017

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